h3, h4, ul, li {
	padding: 0px;
	margin: 0px;
	font-size: 12px;
	
}
ul li {
	padding: 0px;
	margin: 0px;
	list-style: none;
}
h3 em {
	visibility: hidden;
}
#contents-left h3#page_title {
	width: 226px;
	height: 46px;
	background-image: url(images/kozin_title.gif);
	background-repeat: no-repeat;
}

ul#policy {
	margin-left: 2px;
	margin-top: 30px;
	line-height: 240%;
}

ul#policy li h4 {
	color: #ED6D00;
}

ul#policy li.list01 {
	margin-bottom: 40px;
}
ul#policy li.list01 ul li.list02 ul {
	padding-left: 15px;
}
ul#policy li.list01 ul li ul li.list03 {
	list-style: disc;
}